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Required Documents

Everything you need for quick approval. Keep these documents ready before you apply for any loan.

Why Documents Are Important

Documents help lenders verify your identity, income and repayment capacity. Complete and accurate documentation ensures faster processing and higher approval chances.

Essential Document Checklist

🪪 Identity Proof

  • Aadhaar Card (mandatory)
  • PAN Card (mandatory)
  • Passport
  • Voter ID Card
  • Driving License

🏠 Address Proof

  • Aadhaar Card
  • Utility bill (electricity / water / gas)
  • Passport
  • Rent agreement

💼 Income Proof (Salaried)

  • Salary slips (last 3 months)
  • Form 16
  • Bank statements (last 6 months)

🧾 Income Proof (Self-Employed)

  • ITR for last 2–3 years
  • Business proof / GST registration
  • Profit & loss statement
  • Bank statements (last 12 months)

📄 Property Documents (Home Loan)

  • Sale deed / Agreement to sell
  • Property tax receipts
  • Encumbrance certificate
  • Building plan approval
  • NOC from builder / society
  • Chain of title documents

🚗 Vehicle Documents (Car Loan)

  • Proforma invoice from dealer
  • Insurance quotation
  • Registration Certificate (used cars)
  • Vehicle quotation
  • Road tax receipt

📁 Document Format Requirements

Accepted Formats: PDF, JPG, PNG

Max File Size: typically 5 MB per file

This checklist is for general guidance. Exact document requirements vary by lender and loan type. LoanLens does not collect or store any documents.